Help your child buy a home.
Not as a gift. As an investment.
One investment, two outcomes. You hold shares in a fund. Your child owns their home. The same capital that supports their purchase becomes your shares in the fund.
A gift is gone the day you write it. This is not.
How it works.
You fund a Tufa account, over time or all at once.
When your child is ready to buy, the account goes toward their purchase, so they can buy with a smaller mortgage.
The fund covers part of the price. When the home is sold, it is repaid that same share of the home’s value. No monthly payments, no interest.
Your child owns the home. You own shares in a diversified residential fund.
Why an account, not a gift.
The capital is gone the day it is given. The parent gives up any share of the home’s appreciation, holds no liquidity if their own circumstances change, and faces fairness questions across more than one child.
The parent stays invested. They hold fund shares with diversified residential exposure, can balance support across more than one child, and keep their own retirement secure.
Helping a family member buy a home never had its own account.
This is that account.
The Tufa account.
For the first time, a family can invest in a loved one’s home instead of giving a gift. Fund the account over years, or in a single step before a purchase. The home gets the support, and the family holds shares in the fund.
A parent opens an account and invests toward a loved one’s future home.
Talking about money is awkward. This makes it easier. The buyer sees, on their own, the balance their family has set aside to help them buy a home, and watches it grow.
When Maya closes on her home, the money in the account is invested in a Tufa fund. The account then holds shares in a diversified residential portfolio.
A closer look.
How the fund invests in a home, alongside a standard mortgage.
How the money flows.
A $500,000 home, three sources of capital.
The fund invests 15 percent of the home’s value, and is repaid that same 15 percent at sale, refinance, or payoff. If the home appreciates, the repayment grows with it. No monthly payment, no interest.
The fund is repaid $90,000 in total: its original $75,000 plus its $15,000 share of the gain. The buyer owns the home and keeps the rest of its value, including the larger share of the appreciation.
Illustrative. The later sale price is a hypothetical example.
How a residential allocation has historically shaped portfolio behavior.
Cumulative growth of $100, rebased to the start year you choose. Adjust the residential allocation to see how a blended portfolio behaves. This is the historical behavior of an asset class, not a projection of any individual Tufa account.
Equities and residential real estate have not historically moved together. A portfolio that holds both can earn higher risk-adjusted returns, because the two asset classes behave differently across time.
Sources: S&P 500 total return; S&P/Case-Shiller U.S. National Home Price Index. 2 percent risk-free rate proxy. Illustrative figures for visualization only. Past performance does not guarantee future results, and this is not a projection of any individual account.
Built for standard mortgages using a regulated fund.
Buyers qualify independently under conforming guidelines. The fund is a regulated vehicle. The structure works with standard mortgage infrastructure, the same first mortgage a buyer would get on their own. It is built by a team that has funded over $2 billion in mortgages.
Your child should see this too.
The account is yours. What it enables is theirs: buying sooner, a smaller mortgage, room to afford a better home.
Reserve your family’s account.
The account opens as the first fund launches. Reserve a place, and we will tell you the moment it does.
Accounts open in limited cohorts as each fund’s capacity allows. Reserve your place to be included as space opens.